During the past three years, more than 640,000 Californians have lost their homes. Additionally, experts predict more foreclosures to continue well into 2012. However, many homeowners can avoid foreclosures by opting for a short sale.
In short sales, homeowners who meet the following three requirements, have the ability to negotiate a contract in which they are able to sell their home for less than the balance owed.
Homeowners must:
1. Experience a hardship
2. Have expenses exceed income
3. All debts must exceed all assets
Although not every homeowner or mortgage is eligible, those who are able to finalize a short sale avoid a foreclosure on their credit record, and can move on with their lives.
30% of homeowners owe more than their home is worth.* Last year, 20 % of home sales in our state involved short sales.*
Many home owners are delaying the inevitable by cashing out hard earned retirement accounts, using credit cards to pay bills and borrowing money from family members to try to keep their heads above water. For most homeowners, the financial relief they experience from a short sale is all that is needed to relieve their hardships. I am a realtor who specializes and is certifiedin short sales.
I’ll work to get 100% of your debt forgiven - regardless of what you owe on your home.
You do NOT always have to be in default to work a short sale on your home.
I am NOT an investor, and am not here to attempt to "steal" your house and profit from your.
I am a local short sale specialist who will market your home and negotiate the short sale with your lenders.
I will guide you through the entire process and answer any questions you have along the way.
A short sale done properly will stop the foreclosure of your home.
My services are ALWAYS 100% free to you as your lender pays ALL fees and closing costs.
